Helping founders grow preserving equity .
Flexible growth loans for Swiss tech scaleups.
Trusted by scaleups graduated from:
The most Founder-friendly growth capital available for the Swiss tech industry.
Keep your equity, you worked hard to build it.
Match your payback with your growth for maximum flexibility.
Long Term Capital
Long term view for long term value creation.
Use your precious time to focus on growth opportunities.
You decide whether or not you want to raise debt or equity in the future.
Works along VCs
Fully complementary with past or future equity investments.
No valuation change
Save energy as there is no need to align on valuations.
Efficient cost of funding
Access the most efficient funding available for growth.
No change to the board or new shareholder agreement needed.
Frequently Asked Questions
1What is Lendity Growth?
Lendity Growth is a long-term funding solution used for growth purposes.
2How is Lendity Growth structured?
Lendity Growth is structured as a loan, comes with no dilution and no personal guarantees.
3How is the loan paid back?
The loan can be structured with different payback options. We will walk you through it during the process.
4How is Lendity Growth different from a Bank Credit Line?
Lendity Growth is a commited term loan. This means that once we fund a borrower, we get paid back according to an agreed loan schedule. Credit lines are loans that are typically used for short-term needs where the lender frequently has the ability to call back the funds on any single month.
5What is the tenor of Lendity Growth?
Because we believe in the value creation of long-term projects, our loans can be granted with a tenor of up to 5 years.
6What loan sizes are adequate for Lendity Growth?
Companies using Lendity Growth should get a facility that can be paid back with the generated growth, that is why having healthy margins and growth are important. Loan size can go up to 6x to 9x multiple of monthly revenues, although it can increase in cases of very high-margin and growth companies.
7For what company stage is Lendity Growth ideal?
Lendity Growth caters to companies that are post product-market fit and their client base is well diversified.
8Is there a minimum revenue level to apply for Lendity Growth?
Lendity Growth starts to make sense when monthly recurring revenues are at least CHF 50'000.
9How should the loan proceeds be used?
Lendity Growth is a financing tool to help companies continue growing on their terms. Therefore, the loan proceeds should be used for growth-related activities, including client acquisition and fulfillment, business development, marketing, inventory, geographic expansion, or any other growth-focused initiative.
10Do I need to provide a personal guarantee?
No. We don’t require external guarantees as the loan is done to the company itself, which will need to provide a first security interest over its assets.
11How fast can you fund a transaction?
We have seen founders and management spend a lot of time raising funds and we believe this time could be better spent building products and acquiring customers. Once we receive the complete application, we aim to close and fund the transaction in less than 4 weeks.