The Growth Partner for Swiss Tech.
We combine growth capital with financial intelligence to help founders and investors scale efficiently, maintain control, and make better decisions.
Our Thesis
Value creation by unit of dilution or burn
Every cent of capital should create value. Every point of dilution should be intentional. Too many good companies give up too much, too soon, because they lack the right options and the right insight at the right moment.
Lendity is meant to fix that. One firm. Growth capital and financial intelligence. For founders and investors who want to build and keep more at the end of their journey.
Lendity Growth
Non-dilutive loans for scaleups with CHF 2M+ in revenue. Long-term, flexible, no change of control. Structured to your company's trajectory.
• Loan tenor up to 5 years
• No dilution, no personal guarantees
• Fully complementary with VC equity
• Funded in less than 4 weeks
Lendity Intelligence
Strategic finance powered by proprietary data from 150+ underwritten European tech scaleups. We see what others can't.
• Financial diagnostics and benchmarking
• Financial reporting and board packs
• Capital strategy and transaction advisory
• Lendity Index
Track Record
Client Stories
Apiax
"Speed was critical. Thanks to Lendity, we closed long-term growth financing while maintaining full flexibility."
Philip Schoch
Co-founder & CEO
Smeetz
"This long-term committed capital was a significant advantage over standard credit lines, allowing us to focus on growth."
Alexandre Martin
Co-founder & CEO
Amnis
"When working with lendity, we deliberately chose an investor structure that aligns with our long-term strategy."
Michael Wüst
Co-founder & CEO

Rafael Karamanian
Founder, Lendity AG
When Lendity was growing, I saw a gap in how Swiss tech companies access capital and financial expertise.
The problem is straightforward. Most scaleups either raise equity too early, giving up ownership at the worst possible terms, or they operate without real financial clarity on what drives their business. Either way, value gets destroyed. Every franc raised should create value. Every point of dilution should be a deliberate choice, not a default.
After underwriting 150+ European tech scaleups and deploying over CHF 100M, I have built a proprietary view of what separates companies that scale efficiently from those that don't. I work directly with founders on growth capital, financial strategy, and the decisions that shape the next chapter of their company.
Ecosystem
Builders & Backers Table
Intimate dinners bringing together founders, VCs, and family office investors. Curated conversations on capital efficiency and building lasting companies.
Swiss Tech Growth Circle
A recurring forum co-hosted with WalderWyss for Swiss tech entrepreneurs navigating growth, governance, and funding.
Insights & Lendity Index
Data-driven perspectives on Swiss tech capital efficiency, SaaS metrics, and funding dynamics. Powered by our proprietary dataset.
The Lendity Series
In-depth conversations with founders, VCs, and operators on what it takes to build in the Swiss and European tech ecosystem.




Let's have a conversation
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