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Lendity Educational Series
Intoduction to Marketplace Lending
Investing in consumer credit, SME (Small and Medium Enterprises), and real estate loans have traditionally been reserved for large institutions and banks. Since the last decade companies combining finance and technology have created a digital credit marketplace that allows for investment in these loans. More than USD 180,000 million has been lent through these platforms with returns of 6% to 18% annually, depending on the risk, vertical, and duration.
This white paper describes how alternative lending platforms work, as well as their growth and future potential.