Investment Solutions for Alternative and Private Debt
institutional-grade access to high quality consumer and SME loans
Why Alternative Lending & Private Debt?
In a low-yield environment, P2P can offer stable, predictable, risk-adjusted returns. P2P investments offer average annual returns of between 5% and 6%. Investors can achieve upwards of 10% annually, depending on their appetite for risk.
Efficient Asset Class
Offering credit as an investment has been around for centuries. Credit assessment is now new. P2P providers have innovated by offering an efficient, low-costing method of accessing credit investment.
P2P investments are not listed on an exchange, meaning the performance of assets are not correlated to stock market volatility. P2P assets are likely to perform better during an economic downturn in comparison to equities or bonds.
P2P lending allows investors to diversify into an alternative asset class. Some of the largest P2P providers auto-diversify investors' capital across a large number of borrowers, increasing their exposure, and reducing the risk of borrower default.
How it Works?
Lendity connects the alternative lending platforms with professional investment managers using cost-effective investment solutions.